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Alternative Risk
Financing
Insurance is only one tool
used to finance business risks.
The cyclical cost of insurance
requires that companies
understand other alternatives
and assess their role in the
overall risk management
process.
The phrase "alternative risk
financing" includes a wide
variety of methods to ensure
that sufficient cash is
available in the event of a
loss. This includes everything
from higher deductibles on a
commercial auto program to a
wholly owned captive insurance
company. In between there are
options such as retrospectively
rated plans, finite risk
solutions, association captives
and rent-a-captives.
Determining the correct
solution for your company
requires understanding your
long-term needs, direction and
capabilities. We work with our
clients to review loss history,
financial position, appetite
for risk and overall business
objectives to help you
determine the correct
solution.
Let's Talk About Your
Alternative Risk Financing
Needs
For additional information
on Alternative Risk Financing
programs, call us at 800 716
9948 or contact
us today.