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Workers Compensation - Policies

In providing coverage, Sabal Insurance Group's goal is to give our customers the best policy for their situation at the lowest possible cost. It is standard that every insured get every credit for which they qualify. Here is a sample of some credits offered to workers' compensation policies:

  • Drug Free Workplace Credit
    We can arrange to have a certified drug-free workplace established for our customers at minimal cost.
  • Safety Program Credit
    If you do not have an existing safety program, we can provide information on state approved program developed for your industry.
  • FL Contracting Classification Premium Adjustment Program (FCCPAP) Credit
    Employers in Florida with contracting classifications having higher average hourly wage rates may qualify for this additional credit ranging from 5% to 25%.
  • Deductible Credits
    Employers can choose to add a deductible to their policy beginning at $500 with corresponding credits beginning at 1.3%.

It is also common practice for our agents to verify the state imposed Experience Modification Factor, making sure a claim revision has not been overlooked.

Finally, here are a few other unique services that Sabal Insurance Group offers that set us apart from other agencies:

  • Background Checks
    An employer has the right to conduct an employee background search regarding workers' compensation claims. We can refer you to one of our reliable partners to help you obtain the information you need.
  • Risk Management & OSHA Compliance
    We believe that the success of your company and the safety of your employees are directly linked. We can offer professional loss control and safety programs designed for your industry.

Let's Talk About Your Workers Compensation Needs

For additional information on our Workers Compensation insurance programs, call us at 800 716 9948 or contact us today.