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Employee Benefits Consulting
The runaway cost of health care continues to be a top concern for employers
Healthcare costs have been increasing at an alarming rate for nearly a decade. An aging population, dramatic increases in prescription drug costs, increased utilization and consumer demand, and new medical technology are just a few of the factors that have driven the average premium cost for family coverage to over $10,000 per year. At the same time, recruitment and retention of key talent is a critical driver in any organization's success.
How is your company addressing these competing goals?
Sabal Insurance Group uses four core principles to manage and service our clients' employee benefits plans. We provide professional value-added services that are based on controlling your health and welfare costs, creating employee awareness and understanding of their benefits, improving your efficiency in delivering benefits and HR services to your employees and helping you plan for the future.
Our approach to group benefit consulting and brokerage service is based on a team approach between Sabal Insurance Group and you. The team approach focuses on jointly identifying key objectives and providing a viable program that meets those objectives. This process involves many components:
- plan design review and recommendations
- report analysis and interpretation
- managed care and network analysis
- administration evaluation
- market/provider selection and evaluation
- comprehensive renewal analysis & negotiation
- legislative compliance assistance
As an employer you should ask yourself:
- Is our program structure, plan design and pricing appropriate?
- Do we have all the right vendors, services, contracting and funding in place?
- Are our employee communication efforts appropriate and effective?
- Do we have all the right wellness and disease management programs for our employees?
- Do our pricing and plan design features encourage cost conscious behavior on the part of our employees?
- Do our employee communication efforts and resources motivate our employees to become educated and effective healthcare consumers?
If you aren't confident in your answers above, let us help you formulate a long-term plan to meet your goals and objectives.
Let's Talk About Your Employee Benefit Program Needs
For additional information on our Employee Benefit programs, call us at 800 716 9948 or contact us today.